Your customer completes the form with their contact details, the requested loan amount, and the desired repayment term.
2
Processing
In less than 24 hours, we call your customer to begin the loan process, which takes less than 5 minutes.
3
Open Banking
In less than 30 seconds, we evaluate your customer's financial situation and provide an instant decision.
4
Signing
If the loan is approved, we will call your customer within 48 hours to sign the contract.
What does the vehicle finance service consist of?
Loans in less than 48 hours
We secure the best personal loans for your customers in under 48 hours, guiding them through a 100% secure digital process with no paperwork required.
Fully bespoke and tailored to their needs
We work with over 40 financial institutions to find the one that best suits your customers' unique profiles and requirements.
Minimum and maximum loan amounts
Your customers can apply for vehicle loans ranging from €3,000 to €50,000.
Minimum and maximum repayment terms
Repayment terms are available from 12 months up to 96 months.
Fill out the form to apply for a loan to buy a vehicle
The information you provide must belong to the personal loan applicant. We will call you within 24 hours to begin the application process, which takes less than 5 minutes.
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FAQs
Which financial institutions do we work with?
We partner with over 40 lenders to secure the best market conditions for every customer profile. Some of our partners include Bankinter, Cetelem, Cofidis, Deutsche Bank, Santander, and Younited.
What are the requirements to apply for a loan?
Each lender has its own criteria and caters to different profiles (non-residents, temporary contracts, low length of service, credit register listings like ASNEF, etc.). Generally, they assess income levels, contract types, employment history, debt-to-income ratios, and credit history.
What are the loan terms and conditions?
The NIR (Nominal Interest Rate) varies from 5.83% (5.99% APR) to 22% (28.25% APR). Depending on the lender, there are either no bank fees or a 1% arrangement fee. Additionally, you can make full or partial early repayments on your loan.
What documentation is required to apply?
The application process is 100% digital and requires no paperwork (no payslips or employment records). Once the loan is secured, we only require a photo of the customer's ID (DNI/NIE) to sign the contract.
What is Open Banking (Banking Aggregation) and is it safe?
Open Banking is a technology that allows a financial institution—with your permission—to view a "snapshot" of your recent transactions at other banks to assess your creditworthiness automatically and instantly.
This process is completely secure and regulated by European PSD2 regulations. Only entities authorised by the central bank may perform this process; you must provide consent for every connection, and access is time-limited.
